Equity 4 U Plus
Why Dealerships Trust Dealer Solutions
Increase F&I Profitability
Boost front-end and back-end profits by offering high-value, low-hassle protection plans that customers want.
Enhance Customer Retention
Provide a reason for customers to return to your service center for repairs, renewals, and vehicle maintenance.
Build Reputation Through Quality
Offer premium protection that supports customer peace of mind and enhances your dealership’s brand.
Streamlined Dealer Support
Access a network of licensed repair facilities and claim administrators dedicated to seamless service.
Get Started
Smarter Payments. Stronger Profits. Greater Customer Value.
The Equity 4 U Plus program from Dealer Solutions is a modern finance tool designed to benefit both dealerships and car buyers in today’s high-interest rate environment. By aligning loan payment schedules with the customer’s payday, this innovative program reduces interest accrual, helps customers pay off their vehicles faster, and adds immediate value to every deal. For the dealership, it’s a profit-driving enhancement with built-in customer satisfaction and non-chargebackable earnings.
What is Equity 4 U Plus?
Equity 4 U Plus is a payment optimization program that synchronizes auto loan payments with the customer’s pay cycle weekly, biweekly, or monthly. In addition to improved financial alignment, the program includes a 6-month or 6,000-mile limited powertrain warranty, giving customers added confidence and coverage right from the start.
Dealers receive a non-chargebackable commission on every enrolled deal, with no risk of future clawbacks. It’s a win-win: your customers enjoy smarter payment scheduling and long-term savings, and your dealership sees immediate, guaranteed profit.
Key Benefits for Dealerships
- Non-Chargebackable Profit
Earn fixed, guaranteed commission on every deal—no future risk, no surprises.
- Faster Equity for Your Customers
Smaller, more frequent payments reduce total loan interest, helping customers build equity sooner.
- Increased Customer Satisfaction
Aligning payment dates with payday reduces financial stress and increases payment reliability.
- Built-In Powertrain Warranty
Every program includes a 6-month or 6,000-mile limited powertrain warranty, adding tangible value to every sale.
- Boost F&I Penetration and CSI Scores
Equity 4 U Plus creates a better buying experience while opening the door to additional F&I product sales.
- Ideal for Today’s Market
In a climate of rising interest rates, this program gives buyers financial relief without the dealership sacrificing margin.
How It Works
The Equity 4 U Plus program is simple to implement and even easier for customers to understand. By customizing loan payment schedules to match each customer’s unique income cycle, dealerships offer a personalized financing experience that reduces payment stress and improves long-term satisfaction. The built-in powertrain warranty adds further value, while the dealership locks in profit immediately without the risk of chargebacks.
- The customer selects a payment schedule that matches their income frequency
- Payments are split into smaller, more manageable installments
- Interest savings are realized over time, and the customer gains financial flexibility
- A 6-month or 6,000-mile limited powertrain warranty is automatically included
- The dealership earns a non-chargebackable commission at the time of sale
This streamlined process not only helps customers manage their payments more effectively, but also positions your dealership as a solution-driven, finance-friendly destination. It enhances customer retention, increases word-of-mouth referrals, and supports a stronger F&I close rate all while improving the overall buying experience.
Launch Equity 4 U Plus at Your Dealership
Today’s car buyers are looking for smarter, more flexible financing. Equity 4 U Plus meets that demand while delivering real value and guaranteed revenue for your dealership. Call Dealer Solutions at 410-952-2092 to start offering Equity 4 U Plus and put your F&I team in a stronger position with every sale.
Featured Client Reviews.
What Our Clients Say
Read from our satisfied customers and learn why Dealer Solutions is the best choice in vehicle protection coverage.
Since adding Dealer Solutions GAP Coverage to our F&I menu, our back-end profit has increased noticeably. Customers appreciate how simple it is to understand and the peace of mind it provides.
