Gap Coverage
Why Dealerships Trust Dealer Solutions
Increase F&I Profitability
Boost front-end and back-end profits by offering high-value, low-hassle protection plans that customers want.
Enhance Customer Retention
Provide a reason for customers to return to your service center for repairs, renewals, and vehicle maintenance.
Build Reputation Through Quality
Offer premium protection that supports customer peace of mind and enhances your dealership’s brand.
Streamlined Dealer Support
Access a network of licensed repair facilities and claim administrators dedicated to seamless service.
Get Started
Eliminate Unexpected Debt. Protect Every Purchase.
When a vehicle is totaled or stolen, standard auto insurance only covers the current market value of the vehicle. That amount is often less than what is still owed on the loan or lease. Dealer Solutions GAP Coverage bridges that gap, covering the difference so your customers are not left with a large out-of-pocket expense.
What Is GAP Coverage?
GAP (Guaranteed Asset Protection) Coverage helps pay the difference between the insurance settlement and the remaining loan or lease balance if the vehicle is declared a total loss. It is one of the most valuable protections you can offer your customers and a proven way to build dealership trust and profitability.
Key Features
- Covers loan or lease balances up to $125,000
- Pays up to $50,000 toward the remaining loan amount
- Includes deductible coverage up to $1,000
- Protects vehicles financed up to 150% of MSRP or NADA value
- Terms available up to 96 months
- Available on both new and used vehicles
Why Customers Choose GAP
- Eliminates financial stress after a total loss
- Protects credit scores from unpaid balances
- Provides confidence and peace of mind during a difficult time
- Offers a simple way to protect a major investment
How It Works
Here’s a real-world example:
- Loan Amount: $36,000
- After 36 months, the customer still owes $18,000
- Insurance settlement: $14,000
- GAP covers the $4,000 difference, leaving the customer with zero out-of-pocket balance
Designed for Dealers
At Dealer Solutions, we work exclusively with dealerships. Our GAP product is designed to increase F&I profits while delivering real value to your customers. Offer protection that sells itself, backed by expert support and fast claims handling.
Start Offering GAP Coverage Today
Add Dealer Solutions GAP to your F&I menu and give your customers the protection they deserve. Contact us at 410-952-2092 to get started.